Effective Date: April 18, 2025 Welcome to the website of Stratus Advisors ("we", "us", "our"). By accessing or using [www.stratusadvisors.com] ("the Website"), you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please do not use our Website. 1. Use of the Website You may use this Website only for lawful purposes and in accordance with these Terms. You agree not to: Violate any applicable laws or regulations Interfere with or disrupt the security or accessibility of the Website Attempt to gain unauthorized access to any part of the Website We reserve the right to restrict or terminate your access to the Website at any time. 2. Intellectual Property Rights All content on this Website—including text, images, graphics, logos, design, and software—is the property of Stratus Advisors or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of this Website without our prior written consent. 3. Disclaimer of Warranties The content on this Website is provided for general informational purposes only. We make no representations or warranties regarding the accuracy, completeness, or suitability of the information provided. All content is provided "as is" and "as available" without any warranty of any kind. 4. Limitation of Liability To the maximum extent permitted by law, Stratus Advisors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the Website or any content therein. This includes but is not limited to damages from errors, omissions, interruptions, or viruses. 5. Links to Third-Party Sites Our Website may include links to external third-party websites. These links are provided for your convenience only. We do not control or endorse such websites and are not responsible for their content or privacy practices. 6. Privacy Your use of our Website is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal data. 7. Governing Law and Jurisdiction These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New York, United States. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in New York. 8. Changes to These Terms We may revise these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date. By continuing to use the Website, you agree to the updated Terms. 9. Contact Us If you have any questions about these Terms & Conditions, please contact us at: Stratus Advisors New York, NY, USA [email protected] ; +1 (555) 765-4321